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Current Rates
Effective Date 12/24/08
| Minimum Balance to Obtain Annual Yield | APY** | Interest Rate | |
| Money Fund* |
$100,000 $50,000 $25,000 $10,000 less than $10,000 |
3.00% 2.75% 2.00% 1.00% 0.25% |
2.96% 2.72% 1.98% 1.00% 0.25% |
| Now Account* | $100 | 0.50% | 0.50% |
| Passbook Savings* | $100 | 1.00% | 1.00% |
| Statement Savings* | $100 | 1.00% | 1.00% |
| 91 Day CD | $1,000 | 1.75% | 1.75% |
| 182 Day CD | $1,000 | 2.25% | 2.23% |
| 1 Year CD | $1,000 | 3.00% | 2.97% |
| 18 Month CD | $1,000 | 3.25% | 3.21% |
| 2 Year CD | $1,000 | 3.50% | 3.46% |
| 3 Year CD | $1,000 | 3.75% | 3.70% |
| 5 Year CD | $1,000 | 4.00% | 3.94% |
| 7 Year CD | $1,000 | 4.25% | 4.18% |
**Assumes reinvestment of interest earned at the stated rate.
APY means Annual Percentage Yield. Rates subject to change without notice. Substantial penalty for early withdrawal on all certificate of deposits. Fees may reduce account earnings. *Rates may change after account is open.
