Current Deposit Rates

Rates effective as of 1/12/16 and are subject to change without notice.

Certificate of Deposit Rates

TermAPY*Interest RateMinimum to Open
91 Day0.05%0.05%$1,000
182 Day0.15%0.15%$1,000
1 Year0.26%0.26%$1,000
18 Month0.40%0.40%$1,000
2 Year0.75%0.75%$1,000
3 Year1.41%1.40%$1,000
5 Year1.75%1.74%$1,000
7 Year1.75%1.74%$1,000

IRA Certificate of Deposit Rates

TermAPY*Interest RateMinimum to Open
1 Year0.36%0.36%$500
18 Month0.50%0.50%$500
2 Year0.85%0.85%$500
3 Year1.51%1.50%$500
5 Year1.85%1.84%$500
7 Year1.85%1.84%$500

Savings and Checking Accounts

Account TypeAPY**Interest RateMinimum to Open
Passbook Savings ***0.05%0.05%$10
Statement Savings ***0.05%0.05%$10
Now Account ***0.03%0.03%$100
Tipp/Monroe/Bethel & Vandalia/Butler Money Fund
$0 - $9,999.990.05%0.05%$2500
$10,000 - $24,999.990.05%0.05%$2500
$25,000 - $49,999.990.08%0.08%$2500
$50,000 - $99,999.990.15%0.15%$2500
$100,000 and over0.32%0.32%$2500

* APY means Annual Percentage Yield and assumes reinvestment of interest earned at the stated rate. Substantial penalty for early withdrawal on all certificate of deposits. Fees may reduce account earnings.

** APY means Annual Percentage Yield and assumes reinvestment of interest earned at the stated rate. Rates may change after account is open. Fees may reduce account earnings.

*** Must maintain a balance of $100 to earn interest.