Current Deposit Rates

Rates effective as of 6/18/18 and are subject to change without notice.

Certificate of Deposit Rates

TermAPY*Interest RateMinimum to Open
91 Day0.10%0.10%$1,000
182 Day0.20%0.20%$1,000
1 Year1.30%1.29%$1,000
18 Month1.40%1.39%$1,000
2 Year1.45%1.44%$1,000
3 Year1.60%1.59%$1,000
4 Year2.55%2.53%$1,000
5 Year2.80%2.77%$1,000
7 Year2.40%2.38%$1,000

IRA Certificate of Deposit Rates

TermAPY*Interest RateMinimum to Open
1 Year1.40%1.39%$500
18 Month1.50%1.49%$500
2 Year1.55%1.54%$500
3 Year1.70%1.69%$500
4 Year2.65%2.62%$500
5 Year2.90%2.86%$500
7 Year2.50%2.47%$500

Savings and Checking Accounts

Account TypeAPY**Interest RateMinimum to Open
Passbook Savings ***0.05%0.05%$10
Statement Savings ***0.05%0.05%$10
Now Account ***0.03%0.03%$100
Tipp/Monroe/Bethel & Vandalia/Butler Money Fund
$0 - $9,999.990.05%0.05%$2500
$10,000 - $24,999.990.05%0.05%$2500
$25,000 - $49,999.990.08%0.08%$2500
$50,000 - $99,999.990.25%0.25%$2500
$100,000 and over0.37%0.37%$2500

* APY means Annual Percentage Yield and assumes reinvestment of interest earned at the stated rate. Substantial penalty for early withdrawal on all certificate of deposits. Fees may reduce account earnings.

** APY means Annual Percentage Yield and assumes reinvestment of interest earned at the stated rate. Rates may change after account is open. Fees may reduce account earnings.

*** Must maintain a balance of $100 to earn interest.