Victim of Identity Theft . . . What Next?

Step One: Contact the fraud department for the three major credit bureaus to place fraud alerts on your file.  Also obtain and review a copy of your credit report to determine any unknown fraud that has occurred.

• Experian 888-397-3742
• TransUnion 800-680-7289
• Equifax 800-525-6285
• Social Security Administration Fraud Hotline 800-269-0271
• Federal Trade Commission 877-FTC-HELP or electronically at www.identitytheft.gov/

Step Two: Contact the account issuer(s) in question.

• Ask for fraud/security department of the compromised or fraudulent account issuer.
• Notify them by phone and in writing.
• Close all tampered or fraudulent accounts.
• Ask about secondary cards issued.

Step Three: Contact your local police department.

• Notify the police department in the community where the ID Theft occurred.
• Obtain copies of all police reports made.

Keep a detailed log of all contacts including:  location called, name of person you spoke with their title and call back number with extension, and ask each entity what there procedures are and write them down.