Checking Accounts

 Demand CheckingNOW CheckingMoney Fund
Minimum balance to open$50$100$2500
Minimum monthly balance to avoid service chargeN/A$100N/A
Monthly service charge^$5$8N/A
InterestNoYes - w/ minimum monthly
balance of $100
Yes
TransactionsUnlimitedUnlimited6 transfers and/or 3rd party withdrawals/month
Debit CardYesYesYes
Overdraft ProtectionYesYesYes
Telephone Banking^^YesYesYes
Mobile Banking^^^YesYesYes
Online Banking/Bill Pay^^YesYesYes
E-statements^^YesYesYes
Account Features:Low cost checking accountLow to No-Cost checking accountHigher interest rate with limited access to funds
^Monthly service charge does not apply if primary account owner is age 60 years or older.
^^Internet service provider fees may apply.
^^^Third party fees for message and data plans may apply